I ain’t what I want to be yet, but I sho’ ain’t what I used to be.
Ellery Payton Jr.
CEO & Founder of EP Enterprises LLC
I work with people who are carrying more than they let on—people who want something better for themselves and their families but feel stuck, unsure, or overwhelmed. Maybe it’s credit. Maybe it’s time. Maybe it’s not knowing where to begin. I’ve lived all of that. And now, I help others find their footing through business funding, real estate, and the kind of financial clarity I had to fight for.
There was a time when everything I counted on fell apart—my health, my credit, my income. I was a single father, fresh off a kidney transplant, staring down six figures of medical debt and no clear way out. I remember feeling like I was out of options. But something in me refused to settle for survival. I didn’t just want to get by—I wanted to rebuild a life that felt safe, free, and financially secure.
Explore more on Renal Advocates.
The numbers matter, but this is what really drives me.
For most of us, building wealth isn’t really about the money—it’s about what it makes possible. Time with the people we love. A life that feels full. Security that doesn’t come at the cost of our peace. That’s the kind of life I’ve worked to create for myself, too—and these are the parts of it that matter most.
Proud and active father—my son is the reason behind everything I do
Singing in my local gospel choir—it’s one of the ways I stay centered
Founder of renaladvocacy.org, a support network for fellow kidney warriors who need a place to land
If you’re an entrepreneur or a career professional who’s tired of feeling stuck, limited by credit, or unsure how to fund your next big move, this is the space built for you.
We work with people who:
Have a vision for their business but need the capital to bring it to life
Are ready to learn the money game and finally play it to win
Want a proven strategy for leveraging credit and funding to build long-term wealth
If that sounds like you, you’re in the right place.